How to Recharge Your Phone from All Nigerian Banks


Virtually all Nigerian Banks now allow you to top up your airtime with ease without going about looking for recharge card sellers. This service allows you to instantly recharge your phones while the money for the recharge will be deducted from your account balance with each of the respective banks.


This feature is one of the banking features that I used most this year! I hardly go out to buy recharge cards since I can do it right on my bed. Below are the codes for various Nigerian banks offering this USSD airtime top up service. Kindly find your bank from the list below and use the USSD to top up your mobile phones.

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Above are the USSD codes for 13 banks in Nigeria which has the feature of airtime recharge from your bank account instantly into your phone. Just dial the codes above with amount of credit you need and your phone will be recharged instantly.

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  1. dear Admin,
    good day.
    please be informed that the USSD code of Wema Bank has changed from *322# to *945#.
    the quick codes for *945# are:
    Airtime Recharge (self): *945*Amount#
    Airtime Recharge (Others) *945*Beneficiaryphonenumber*Amount#
    Funds Transfer (All Nigerian Banks): *945*BeneficiaryAccountNumber*Amount#
    Balance Enquiry: *945*0#
    Open Account: *945*1#
    Cardless Withdrawal : *945*8*Amount#
    DSTV: *945*16*SmartCardNumber#
    GOTV: *945*17*SmartCardNumber#
    Startimes: *945*18*SmartCardNumber*Amount#
    PHCN (Prepaid and Postpaid): *945*19*MeterNumber*Amount#
    thank you


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